Fundability is an AI-powered business-planning and funding-readiness platform for entrepreneurs, startups, sole traders and SMEs. It helps you draft and assess business plans, financial projections and pitch decks, with human review available according to your plan.
Assessments identify strengths, gaps and practical improvement tasks. Eligible plans also provide investor discovery, invitations and document-sharing tools. A Fundability Rating or potential Investor Fit is not an investment recommendation or a guarantee of funding.
Fundability was founded by Nigel Farren. His published founder story describes the business and funding experience that shaped the platform; that career history is distinct from outcomes achieved by users of the current service.
FixFunding publishes practical guidance and founder commentary on business preparation and the funding landscape.
Transform your idea into a draft business plan to help you get a clearer picture as to whether it will work. Discover the strengths, weaknesses, opportunities and potential threats to your business.
Fundability combines specialised AI tools with human financial expertise to help sole traders, startups and SMEs create high-quality business plans, financial projections, marketing strategies and pitch decks from scratch. We assess operations, market competition and financials to identify blind spots, improve funding readiness and prepare documentation for angel and pre-seed VC investors.
(the plan and projections are the first two documents you should create as these will inform the pitch deck).
Answer some essential questions and upload any documents you have that explain the business. For example, pitch deck, financial projections and/or website URL etc. The AI Builder will pull what it needs, so you're not retyping things it can read for itself. The Builder will then edit, style and create the first draft, section by section.
After the draft, you're not on your own. When completed, get it reviewed within your plan’s AI assessment allowance. If you would then like a detailed, customised assessment by a Fundability expert to help your business become investment-ready, please upgrade to a Standard or Premium plan. See pricing page.
Our fundraising team will work with you to include coverage of the following sections, subject to availability.
Executive Summary:
Business Description:
Management and Team:
Products and Services:
Market Analysis:
Competitor Analysis:
Marketing and Sales:
Operations:
Finance:
Funding Request:
Risk and Mitigation:
Appendix:
If you subscribe to our Standard or Premium plans, we critically assess whether your business can realistically achieve its forecasts while surviving operationally and financially. As part of the assessment process, we evaluate:
And identify:
Core metrics
These include:
.
Yes. Fundability is designed for sole traders, startups and SMEs. If you don’t have a business plan or financial projections, you can create these via the platform. Our AI builder can help you structure your idea and draft documents. You remain responsible for testing customer demand and checking the evidence.
Typically, we work with:
Our roadmap includes further capabilities for organising outreach and preparing grant and loan applications. These are developing capabilities; check current features and contact us before assuming a particular service is available.
There is no fixed timeline. It depends on the evidence you have and the work needed to resolve gaps. Document revisions may be quick, while customer validation, team changes or business milestones can take longer. A Fundability Rating does not determine whether an investor will fund the business.
AI technology is used as a tool to create business plans, financial projections and pitch decks. We also use it to help assess documents and identify a business’s strengths, weaknesses and risks etc.
Human assessment is a separate workflow included in Standard and Premium allowances. Submit the relevant documents for review and check the pricing page for current limits; an AI-generated draft is not automatically a completed human review.
Fundability enables you to create a business plan, projections and pitch deck, get documents assessed and improved by a human expert, the data room that investors ask for, verified investor details and the ability to receive invites from them and warm introductions. No LLM provides such features.
Investor discovery uses business and investor profile criteria to help identify potential fit, such as stage, sector, geography and funding needs. It is distinct from the AI tools used to draft and assess documents.
Eligible users can exchange invitations and share information through the platform. A match or invitation is not an endorsement, an investment offer or a commitment. Investors conduct their own independent due diligence.
AI can help organise information, draft documents and identify questions to investigate. Human judgement is still needed to verify evidence, challenge assumptions and decide what to do next.
Fundability’s tools support preparation. They do not replace professional responsibilities or an investor’s independent assessment.
The AI assessment analyses a submitted business plan, financial projections or pitch deck using document-specific criteria. Reports identify strengths, weaknesses and suggested actions. The overall rating is presented on a 0–100 scale; it summarises the supplied material under the assessment method, not the probability of obtaining funding. Review the findings and verify important claims against your records.
At minimum, we recommend uploading your business plan and financial projections. For a more comprehensive assessment, you can also upload your pitch deck, market research, competitive analysis, team bios, and any traction metrics or customer testimonials. The more information you provide, the more accurate and detailed your assessment will be.
Processing time depends on the document and the work in the queue. The platform notifies you when an AI assessment is ready, and you can review its status in your workspace.
Human reviews are submitted and tracked separately under Standard and Premium allowances. Check the current service details or contact the team about timing for a particular review.
Fundability Ltd provides a technology platform and business consultancy services for SMEs. It is not authorised or regulated by the UK Financial Conduct Authority or any other financial regulatory authority. For further details, please see the Regulatory Status.
Review whether your customer evidence, team, financial assumptions and funding request are consistent and suitable for the investors you intend to approach. Fundability Assessments can help identify document gaps and preparation tasks. Readiness varies by business and investor; a Fundability Rating does not establish that funding will be offered.
An AI assessment analyses the documents you submit and produces findings that you should check against your evidence. A separately requested human review adds a reviewer’s judgement and context. Standard and Premium include human assessment allowances; see pricing for the current limits and workflow.
A match identifies possible fit with profile criteria. Eligible users can exchange invitations and decide whether to share further information through the platform. Investors make their own decisions and conduct independent legal, financial and commercial due diligence. Negotiations and investment agreements take place independently of Fundability.
Most investors seek answers to these questions:
Investors want to know how you think, how you respond to pressure, and what happens when they challenge your vision and plan.
Applications may be declined because they do not fit an investor’s mandate, the evidence is incomplete, material risks remain unresolved or priorities have changed. Review the feedback you receive and distinguish investor fit, business weaknesses and document clarity. No single rejection percentage describes every funding route.
Identify missing evidence and inconsistencies before applying, address material business risks and research funders whose criteria fit your business. An assessment can help organise that work, but neither following recommendations nor improving a Fundability Rating guarantees an offer of funding.
Initial discussions often involve a business plan, financial projections and pitch deck. Further due diligence can require company, ownership, legal, financial, product and team records. Requirements differ by investor and business; providing documents or obtaining a high Fundability Rating does not replace independent verification.
Common weaknesses include unsupported revenue growth, unclear customer acquisition assumptions, inconsistent statements and overlooked payment timing. Fundability can help draft projections and assess submitted material. You should verify the assumptions, calculations and links between profit and loss, cash flow and the balance sheet.
Top-down forecasting estimates your future revenue based on taking a small percentage of a massive total market, while bottom-up forecasting builds your revenue model up from core operational metrics.
A bottom-up model explains revenue through assumptions such as customer numbers, prices, conversion and delivery capacity. Top-down market estimates can provide context, but neither approach removes uncertainty or replaces evidence for the assumptions.
A financial plan commonly brings together profit and loss, cash-flow and balance-sheet projections, supported by explicit assumptions. Fundability’s described tool provides three-year projections. Confirm the required horizon, frequency and detail with the intended investor or lender; there is no universal format for every business.
Investors may examine projections to understand the business model, cash requirements, assumptions and risks behind the funding request. They may ask about downside scenarios and supporting records. The scope of their review varies; a Fundability assessment does not verify the projections on their behalf.
Starter is a one-off purchase covering the document tools and initial AI assessment allowances described on the pricing page. Standard and Premium are subscription plans with additional services. Review the current prices and limits before choosing a plan.
Creating an account does not by itself include a paid assessment or a free trial. The published plans are Starter, Standard and Premium. Check the pricing page for current offers and what is included before purchasing.
Yes, you can cancel your subscription at any time. If you cancel, you'll continue to have access to your paid features until the end of your current billing period.
The platform provides account and document-sharing controls. Review the privacy policy for how information is processed and the services involved, and upload only material you are authorised to provide. Do not assume uploaded documents are automatically anonymised or redacted before AI processing.
Access depends on your account, company permissions and the sharing choices you make. Human review also involves providing the relevant material to Fundability reviewers. Check permissions before sharing and see the privacy policy and terms for processing and access details.
Cancellation affects paid access according to the plan and terms; it is separate from a request to delete your account or documents. See the privacy policy and contact support for the applicable retention and deletion process.
Investor connections and document access use the platform’s applicable permissions and sharing workflows. Review what is visible and to whom before sharing. The privacy policy explains data processing; do not assume every company profile or assessment is automatically anonymised.
Contact support@fundability.org.uk for help with your account, documents or plan. Include enough detail to explain the issue without sending passwords or unnecessary confidential information. Contact the team to confirm the support available for a particular service.
We accept PDF, DOCX, XLSX and PPTX files. For best results, we recommend uploading DOCX rather than PDFs. Please redact any information that you do no want reviewed by AI.